Mobile Technology, Mobile Money and Financial Services in Emerging Economies

Authors

  • Bruno L. Yawe Makerere University
  • Jaideep Prabhu University of Cambridge

DOI:

https://doi.org/10.56279/ter.v7i1&2.28

Keywords:

financial inclusion, mobile money, financial innovation, know-do’ gap, binomial logistic regression

Abstract

We use data collected by the Financial Inclusion Insights (FII) research and knowledgesharing program that is managed by InterMedia to investigate the uptake of mobile technology, mobile money and financial services in Bangladesh, India, Nigeria,
Pakistan, Tanzania and Uganda. We also investigated by country the predictors of use of the most popular mobile money product for these six countries. It was not possible to undertake an econometric analysis for Kenya due to the lack of data on the dependent variable and some predictors. We can infer from the pooled cross-sectional data for Bangladesh, India, Nigeria and Pakistan that the following are significant predictors of using mobile money: (i) possession of a job or income source; (ii) possessing a mobile phone; (iii) possessing a bank account; (iv) degree of trust in mobile money services; (v) degree of trust in mobile money agents; as well as (vi) basic literacy.  

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Author Biographies

Bruno L. Yawe, Makerere University

School of Economics, Makerere University: byawe@bams.mak.ac.ug; byawe@yahoo.com

Jaideep Prabhu, University of Cambridge

Judge Business School, University of Cambridge, j.prabhu@jbs.cam.ac.uk; jcp31@hermes.cam.ac.uk

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Published

2017-12-31

How to Cite

Yawe, B., & Prabhu, J. (2017). Mobile Technology, Mobile Money and Financial Services in Emerging Economies. Tanzanian Economic Review, 7(1-2), 72–90. https://doi.org/10.56279/ter.v7i1&2.28

Issue

Vol. 7 No. 1-2 (2017): Tanzanian Economic Review

Section

Articles

License

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this article is published under the Creative Commons Attribution 4.0 International (CC BY 4.0) License, which permits unrestricted use, distribution, adaptation, and reproduction in any medium, provided the original work is properly cited.