SAWE, J. Does Finance Matters in Climate Change Adaptation? Understanding Factors Affecting Smallholder Farmers Access and Use of Informal Credits for Climate Change Adaptation in Semi-arid Mountainous Areas of Hanang District, Tanzania. Tanzanian Economic Review, [S. l.], v. 15, n. 1, p. 171-194, 2025. DOI: 10.56279/ter.v15i1.217. Disponível em: https://ter.udsm.ac.tz/index.php/ter/article/view/217. Acesso em: 1 jul. 2025.